Broker Check
Nicholas T. Gard, J.D., LLM

Nicholas T. Gard, J.D., LLM

Registered Representative

Professional & Business History:

Nick’s areas ofconcentration are estate planning, real estate and development of trusts. He is also available for assistance in developing investment and tax planning strategies.


  • B.S., Accounting, Wilkes University, (1980)
  • Juris Doctorate, Ohio Northern University, 1987
  • M.S. Taxation, 1993, Temple Law School

Professional Activities and Memberships:

  • Registered Representative with Cetera Financial Specialists LLC
  • Pennsylvania Bar Association
  • Lancaster Bar Association
  • Northumberland County Bar Association
  • Board members of Manheim Twp - Park and Recreation
  • Member of the New Holland Kiwanis Club and Past President
  • Mt. Carmel Township Solicitor (Northumberland Co.)

Profession licenses:

  • Life Insurance/Variable annuities
  • Licensed Title Agent - Commonwealth Land American


Nick lives in Lititz with his wife Cheri and their 2 daughters, Nicole and Alyssa.