Broker Check

Team

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Michael D. Smoker, CPA, JD

Owner

(717) 656-7544

(717) 656-4704

michael.smoker@ceterafs.com

Since beginning his career over 30 years ago, Mike's dedication to his clients has been his trademark. Many long-term client relationships have been formed as a result of his personalized service and professional financial knowledge....

Read more

Andrew M. Smoker CPA/PFS, CFP®, CLU®

Wealth Manager

(717) 656-7544

(717) 656-4704

andrew.smoker@ceterafs.com

Andrew firmly believes everyone deserves the opportunity to achieve financial success and that having the right adviser and the right financial products and services are crucial to that achievement. He combines his expertise in...

Read more

Nicholas Cummings

Wealth Advisor

(717) 656-7544

(717) 656-4704

Nick.Cummings@ceterafs.com

Nick prides himself in his constant pursuit of helping clients achieve financial success. For the best possible outcome, Nick enjoys getting to know his clients personally, to customize a plan that takes into consideration their unique...

Read more

Nicholas T. Gard, J.D., LLM

Registered Representative

(717) 656-6717

(717) 656-8174

nicholas.gard@ceterafs.com

Professional & Business History: Nick’s areas of concentration are estate planning, real estate and development of trusts. He is also available for assistance in developing investment and tax planning strategies. Education: - B.S.,...
Read more

Erik C. Miller, CPA

Wealth Manager

(717) 626-3434

(717) 626-3436

erik.miller@ceterafs.com

Erik finds the most rewarding part of his work is having the chance to help clients save more of their hard-earned money. He combines his knowledge of wealth management with tax/accounting strategies, to offer his clients the best...

Read more

John C. Carlson, Jr., CLU®, CLTC®

Wealth Manager

(610) 880-0103

(866) 655-9971

john.carlson@ceterafs.com

Professional & Business History: John has been in the financial services industry for over 15 years. He began his career with the Guardian Life Insurance Company of America before coming to Smoker Wealth Management. With a focus on...

Read more